New MLS Listing in Fort Erie, Ontario- 454 Gilmore Road

There is a NEW listing in Fort Erie with Phil Rosettani from RE/MAX Niagara Realty Ltd., Brokerage

Are you in the market for an affordable bungalow on large lot? Then you need to see 454 Gilmore Road.

To book a showing today, contact Phil Rosettani at 905-353-7445.

Another great listing SOLD, 982 Crescent Road

982 Crescent Road in Fort Erie, Ontario is SOLD. Congratulations to our Seller!

Do you have a home in Crescent Park that you would like to know how much it is worth? Give me a call at 905-651-3279 for your FREE Home Market Evaluation.

New to the Market- 2324 Dominion Road in Ridgeway, Ontario

New to the Real Estate market is 2324 Dominion Road. Listed for $475,000.00

Situated on approximately 7 acres of land it has frontage on both Dominion Road as well as Stonemill. Welcome to 2324 Dominion Road. A three bedroom home which has been recently renovated. Replacement windows, updated bath and kitchen. Newer flooring, water system and furnace. This home does have a 2 car garage, but currently being used as a large family room. There is a large detached shop with utilities on the corner of Stonemill and Dominion. Show and sell.

Call or text Ray Rosettani at 905-651-3279 for more information or to book a showing!

New Price on 33 Phipps Street in Fort Erie, WOW $175,000

First time home buyer or retirement? This affordable bungalow is awaiting your personal touches. 33 Phipps Street in Fort Erie has a NEW PRICE of $175,000.00. 

Enjoy this turn key property in Central Fort Erie. Views of the Niagara River from your front porch and only a second walk from the Niagara River. Home has been recently renovated with new flooring, fresh paint, newer double panel windows and newer roof. Large living room has gas fireplace for low heating bills and additional baseboards for heating as well. Spacious kitchen with room for a breakfast area. Back door in kitchen leads to deck and large rear yard with storage shed.

For more details, please check out:

33 Phipps Street, Home for Sale in Fort Erie, Fort Erie Real Estate, Ray Rosettani, REMAX Niagara

New Listing in Fort Erie, 814 Woodside Court

There is a NEW LISTING in Fort Erie. Welcome to the market, 814 Woodside Court. Listed for $400,000.00

Are you looking for a great family home on a quiet Cul-de-Sac for the kids enjoy. Welcome to 814 Woodside Court. This one owner home has been very well maintained and offers a nice pie shaped lot with only nature in behind. This 3 bedroom home offers a full finished basement with 2 baths, dining room and sliding patio doors to a large covered deck. The huge yard is almost 100 feet across the back and is fully fenced. This is a great home.

New Price on 183 Catherine Street in Fort Erie, Ontario

183 Catherine Street in Fort Erie is home to a NEW PRICE of $384,900.00.
Large family home with huge main floor family room, bonus 3 season room and in-ground pool. Welcome to 183 Catherine Street in Fort Erie. This 4 bedroom home is located in central Fort Erie, close to all in-town amenities, schools, library and so much more! This home has a family sized kitchen/ dining room combo and large foyer. Hardwood floors in bedrooms. Property also features; finished recreation room and second kitchen in lower level. Could be an in-law apartment with a private walkout.
Call or text me at 905-651-3279 to book a showing today!

Hot off the Press… 695 Prospect Point Road is SOLD!

Have you heard the news?

695 Prospect Point Road in #Ridgeway is SOLD! Congratulations to our Sellers and the Buyers! Want to know what your home is worth?

Call the SellingFortErie Team (Ray Rosettani, Cheryl O’Hearn, Phil Rosettani or Diane Lepage) today at 905-871-5555.

Hot NEW LISTING at 3777 Mathewson Avenue in Crystal Beach

Our newest listing at 3777 Mathewson Avenue in Crystal Beach, Ontario. Listed for $489,900.00.

Come check out this custom build bungalow located in a quiet neighbourhood in Crystal Beach. Enjoy sitting on your large covered front porch, while enjoying morning coffee. Home has open floor design. Spacious kitchen with island and patio doors leading to back deck. Relax in your master suite with walk-out and private bath. Full finished basement with recreation room, gas fireplace, 3 piece bathroom and bedroom.

For your private showing, please feel free to call/ text me at 905-651-3279.

3777 Mathewson Avenue, Home for Sale in Crystal Beach, Ontario, Ray Rosettani, REMAX Niagara

Buying a House? How Much Will it Cost?

Buying a home is a big investment – likely the largest one you will ever make. The cost to buy a home should be carefully considered to avoid the risk of financial difficulty in the future.

Since this decision has a large impact on your wallet, we want to take some time to explore the many costs associated with buying a home. Doing your homework and knowing the average cost of these services in your neighbourhood will help you choose a home within a realistic price range.

Deposit: Depending on your location and the price of a home, you may need to put a deposit on a home as a security measure to ensure you don’t lose it to another interested buyer. If you are required to pay a deposit, it will become part of your down payment once you have purchased the home.

Down Payment: In Canada, the minimum amount you need to put down on a home is 5%. While this is realistic for most first time home buyers, having a down payment of 20% or more will help buyers avoid paying Mortgage Loan Insurance.

Land Transfer Tax: When you buy a home, you are required to pay a land transfer tax to the province upon closing. This tax is normally based on the amount paid for the land, as well as the remaining amount on any mortgage or debt assumed as part of the arrangement to buy the land. Cost will vary depending on your municipality, the size of the land and other factors.  Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax at all, while other provinces use a tiered system.

Appraisal Fee: An appraisal will normally cost between $200 and $300 but can vary depending on your location. This will help prevent you from borrowing more than you need to, and will prevent lenders from giving you too much.

Home Inspection: A home inspection is a necessary step in your home buying process and will normally cost an average of $350 depending on the size, age, and condition of the home. This helps ensure there are no unexpected maintenance or home improvement costs upon purchasing the home.

Property Insurance: While property insurance is likely already something you have factored into your budget, it’s important to do your research and find a reasonable quote that will ensure you are covered should anything unexpected happen.

Mortgage Insurance: There is mortgage life insurance, which is designed to protect the repayment of a mortgage if anything were to happen to you. There is also mortgage loan insurance if your down payment is less than 20% of the total house cost. Premiums for this type of insurance range from 0.5% to 3% and increase if you are self employed.

Lawyer Fees: The fee you will be charged by your lawyer will vary depending on the person representing you and must be paid upon closing. Ask your real estate agent for advice as they likely have a preferred trusted lawyer they can refer you to.

Title Insurance: Title insurance is a one-time-fee that provides protection from losses related to the properties title or ownership. Learn more about what it is in this blog post.

Property Taxes: The cost for property taxes is expressed as a dollar rate for every $1,000 estimated to be the market value of your property.

Maintenance and Energy Costs: Potentially your largest ongoing homeowner expense, these costs include lawn care/ yard work, professional services, additions/upgrades and the cost of keeping the house running year-round. You can use our monthly home budget planner to help map out all of these costs.

Moving Expenses: It’s easy to forget about the small things when moving, but it’s important to remember they can add up quickly! Consider the cost for phone, electricity, and other utility installations and don’t forget about movers, a moving truck and feeding your friends who are helping out!

Now that you have a better idea of the cost to buy a home, it’s time to hit the books to find out how much these services will cost in your area. Make a list, create a budget, and get started!

*Information came from